Steps When Buying a Home

• Get Your Finances in Order
  
• Get Pre qualified - Visit with a loan officer and get pre qualified to know what programs are available and how much you can afford. A Pre Qualification gives you a competitive edge in negotiating on a home.
  
• Determine Your Needs and Wants in a New Home
  
• Work With a Reputable and Knowledgeable Realtor - A great Realtor can educate you about what to look for and avoid.
  
• Start Searching for a Home
  
• Make an Offer
  
• Know About Additional Costs - In addition to the purchase price, you will need extra cash for items such as closing costs and inspection.